Flutterwave

paymentsFeatured Provider

African payments technology company providing multi-channel collection infrastructure across local and international cards, bank accounts, mobile money, and virtual accounts.

Verified Operating Markets

NGActive Coverage

Capabilities & Developer Tools

Capabilities & Developer Experience

Developer & API Features

REST APIWebhooks(Secret Hash (verif-hash header))Sandbox EnvironmentVirtual AccountsRecurring Subscriptions

Official & Community SDKs

Node.jsflutterwave-node-v3
Pythonflutterwave-python-v3
PHPflutterwave/rave-php

Fee Schedule

Published Standard Fee Schedule

Verified Content

Standard published processing rates for Flutterwave, verified against official documentation and fee schedules.

Payment Channel / RailMarketVariable RateFixed FeeWaiver / ThresholdFloors & CapsSource & Provenance
Bank Transfer / NIP Collectionbank-transferNG (NGN)2.00%——
Max: NGN 2,000.00
Official Source ↗ (opens in new tab)Verified Aug 14, 2026

Verified Flutterwave Nigeria online bank transfer / Pay with Bank collection fee schedule: 2.0% (1.4% processing fee + 0.6% platform fee), capped at ₦2,000. No fixed fee component.

Card (Domestic / Local)card-domesticNG (NGN)2.00%——
Max: NGN 2,000.00
Official Source ↗ (opens in new tab)Verified Aug 14, 2026

Verified Flutterwave Nigeria domestic card fee schedule: 2.0% (1.4% processing fee + 0.6% platform fee), capped at ₦2,000. No fixed fee component.

Card (International — Visa / MC / Verve)card-internationalNG (NGN)4.80%——
No cap
Official Source ↗ (opens in new tab)Verified Aug 14, 2026

Verified Flutterwave Nigeria international card fee schedule: 4.8% flat, no fixed fee, no fee cap.

USSD SessionussdNG (NGN)2.00%——
Max: NGN 2,000.00
Official Source ↗ (opens in new tab)Verified Aug 14, 2026

Verified Flutterwave Nigeria USSD collection fee schedule: 2.0% (1.4% processing fee + 0.6% platform fee), capped at ₦2,000. No fixed fee component.

Model Exact Transaction Costs for Flutterwave

Compare effective percentage fees, fixed costs, and maximum cap limits for Flutterwave against other verified Nigerian gateways on specific transaction amounts.

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Verification & Provenance

Independent VerificationAudited on Aug 14, 2026 UTC
Official Documentation ↗ (opens in new tab)

Verified from official Flutterwave website, developer portal, v3 API reference, and status page.

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