Paystack

1% capped at ₦300 for Dedicated Virtual Account (NUBAN) collections. No fixed fee. Available to Nigeria-based registered businesses only.

1.5% + ₦100 capped at ₦2,000 for standard online bank transfer collections. The ₦100 flat fee is waived for transactions below ₦2,500. This rate also applies to direct debit mandates; mapping both to bank-transfer is a V1 simplification and not a claim that the mechanisms are equivalent.

1.5% + ₦100 capped at ₦2,000. The ₦100 flat fee is waived for transactions below ₦2,500.

4.5% flat for American Express cards. No fixed fee. No fee cap. Must be explicitly enabled in the Paystack dashboard; requires international payments to be enabled on the account.

3.9% + ₦100 for international Visa, Mastercard, and Verve cards. No fee cap. The ₦100 flat fee waiver for transactions below ₦2,500 does not apply to international transactions.

1.5% + ₦100 capped at ₦2,000. The ₦100 flat fee is waived for transactions below ₦2,500.